Terms of Service

Last updated: May 2025

1. Acceptance of Terms

By accessing or using FirstTimeBuyerHub.com ("Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

2. Informational Purpose Only

All content on this Site is provided for general informational purposes only and does not constitute legal, financial, tax, or real estate advice. We are not licensed real estate agents, mortgage brokers, attorneys, or financial advisors.

Real estate transactions are complex and vary significantly by state, county, and individual circumstance. Always consult with licensed professionals — a real estate attorney, licensed mortgage lender, and/or HUD-approved housing counselor — before making any home purchase decision.

3. Affiliate Relationships

This Site contains affiliate links. We may earn a commission when you click through to a partner site and complete a qualifying action. Affiliate relationships do not influence our editorial content. See our Affiliate Disclosure for details.

4. No Warranty

The Site and its content are provided "as is" without warranty of any kind, express or implied. We make no representations about the accuracy, completeness, reliability, or suitability of any information on the Site. Mortgage rates, home prices, program limits, and state laws change frequently — verify all information with official sources before relying on it.

5. Limitation of Liability

To the maximum extent permitted by law, FirstTimeBuyerHub.com, its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any content therein.

6. Third-Party Sites

This Site links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Links to third-party sites do not imply endorsement beyond our disclosed affiliate relationships.

7. Intellectual Property

All original content on this Site is the property of FirstTimeBuyerHub.com and may not be reproduced without written permission. Factual information (e.g., government program details, state laws) is not protected by copyright.

8. User Conduct

You agree not to use the Site to scrape content at scale, submit spam or malicious content, or attempt to compromise the Site's security or availability.

9. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the applicable federal or state courts.

10. Changes

We reserve the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms: byownerhubadmin@gmail.com