State Buyer Guide
Down payment assistance, Nevada housing programs, closing cost estimates, and what to know before buying — including from FSBO sellers.
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The Nevada Housing Division is your primary source for below-market mortgage rates and down payment assistance in Nevada. Programs are available through approved lenders — not directly through the HFA.
DPA grants for first-time buyers with an NHD first mortgage.
Enhanced Home Is Possible for Nevada K-12 teachers.
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Compare Mortgage Rates →On a $420,000 home: approximately $8,820
Nevada has no state real estate transfer tax — a significant buyer advantage that keeps closing costs lower.
Nevada is a title-company state. An attorney is not required at closing, but you may choose to hire one independently for purchase agreement review.
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Find an Inspector →While Nevada doesn't require an attorney at closing, FSBO buyers should strongly consider having one review the purchase agreement and title work.
Nolo has been the go-to legal resource for DIY buyers since 1971. Their real estate guides explain purchase agreements, contingencies, and closing in language anyone can understand.
Browse Legal Guides →Get a real estate attorney to review your purchase agreement or help you draft an offer letter — often for a fraction of traditional legal fees.
Get Legal Help →Download state-specific purchase agreements, addenda, and disclosure forms — written by attorneys, ready to use in your state.
Browse Real Estate Forms →Nevada first-time buyers can access programs through the Nevada Housing Division (https://housing.nv.gov/), including the Home Is Possible (HIP) (Up to 4% of loan amount as a grant — no repayment required) and the Home Is Possible for Teachers (Up to 6% of loan amount in DPA grant). Federal programs like FHA loans (3.5% down) and USDA loans (0% down in eligible areas) are also available.
Closing costs in Nevada typically run 2.1% of the purchase price. Transfer tax: None. Nevada has no state real estate transfer tax — a significant buyer advantage that keeps closing costs lower.
Nevada is a title-company state. An attorney is not required at closing, but you may choose to hire one independently for purchase agreement review.
The median home price in Nevada is approximately $420,000. Property taxes average 0.59% of assessed value annually.
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